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Trying to get pregnant should be more fun than it often turns out to be.  The desire to have children is built in to most human beings, and that desire doesn’t care about the financial state of things.  All you know is that you want a baby, and you want it NOW.

The truth of the matter is, though, if you are waiting for the perfect time to have a baby, you probably will never have one.  Although it’s smart to have a nice income, a savings account, and health insurance, things don’t always work out that way.  If you are trying to get pregnant right now, the economy may have an impact on your fertility in some surprising ways.

Stress can cause fertility problems in both men and women.  Worry can also cause miscarriage and other health problems.  I know it’s really hard to do, when you’re worried about money and about why you haven’t conceived a baby yet, but you need to try to calm down.  I’m sure you know someone who finally got pregnant after they gave up trying to have a baby.  A big part of why that happens is that the couple relaxes, and decides to stop beating their heads against the wall every month.  If you can relax through music, exercise, yoga, or meditation, your fertility can actually increase.

Another interesting factor in trying to get pregnant in a down economy, is that people start looking for less expensive ways to conceive.  I heard on the radio the other day, a man sends his wife to Chechnya for her fertility treatments.  With airfare included, he claimed that it cost 1/3 the price of fertility treatments in the United States.

Women who have become pregnant are also opting for home births which are less expensive, and can be quite safe.  Hospital fees are outrageous in most areas of the country, and many people feel if they are healthy and having a normal pregnancy, they will try a home birth with a midwife.  Some people are advocates of freebirthing, or having the baby at home without help, but I personally would never try that.  It would take one little thing to go wrong, and the baby you worked so hard to conceive could be permanently damaged, or worse.

The above are just a couple of points to consider.  I personally had both my kids without health insurance.  That worked out great for the first baby, not so good with the second.  $37,000 in hospital and doctor fees left me with two children under the age of two, and a deep, deep depression.  Having insurance can certainly help with your state of mind.  I think you should be able to have as many kids as you can afford, so that ended our family with the two kids.  Since we were married for 9 years before I was able to have the first baby, I consider myself  lucky

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